Buying property à la Costa Daurada with a dedicated expert

Drapeau du Royaume-Uni avec des bandes rouges, blanches et bleues en forme de croix et de diagonales.
An English-speaking Home Finder who lives there
Emoji de détective avec chapeau, loupe et cheveux gris.
Sees the good places before they hit the market
Médaille d'or avec un ruban rouge indiquant la première place.
Fights for your offer, not the seller's
Symbole dollar vert sur fond blanc.
The real local price, not the foreigner tax

What kind of property are you looking for à la Costa Daurada ?

Describe your project, one of our real estate hunters will look for the ideal property for you

Why work with a property hunter?

Time spent by the buyer
Symbole d'information en cercle bleu foncé sur fond transparent.
When you search alone, about 85% of the time is spent on research, and 15% on visits. With a hunter, you only do the visits
Icône de fermeture (croix)
Access to the off-market
Purchase price
Virtual pre-visits
Secure formalities
Symbole d'information en cercle bleu foncé sur fond transparent.
Customer satisfaction
Only 20% of satisfied buyers according to the 2018 Crédit Foncier study. For its part, Remoters gets a score of 4/5 or 5/5 in 95% of cases
Icône de fermeture (croix)

Buying alone abroad

140 hours
Icône rouge de croix X sur fond blanc.
Very difficult negotiation
Icône rouge de croix X sur fond blanc.
Icône rouge de croix X sur fond blanc.
20%

Buying  with Remoters

20:00
14% discount obtained on average
95%
Photo of Aude, home finder in Costa Daurada

Aude, or another expert property hunter based à la Costa Daurada , will personally manage your search.

Guide local de l’achat immobilier

Acheter un bien immobilier

Buying a property on the Costa Daurada is a structured process governed by Spanish and Catalan law. Here is a concise overview of the key points every buyer should know:

  1. Budget: Add 10%–15% to the purchase price to cover all taxes and fees.
  2. NIE: Obtain your Spanish tax identification number before any transaction.
  3. Taxes: Resale properties are subject to Catalonia's progressive ITP (10%–13%+); new builds attract 10% IVA plus AJD stamp duty.
  4. Deposit contract: The Contrato de Arras secures the purchase with a deposit of typically 10% of the agreed price.
  5. Independent lawyer: Essential for due diligence, contract review, and tax compliance — the notary does not represent your interests.
  6. Financing: Non-residents can borrow up to 70% LTV; a minimum of 40%–45% of the property value in available funds is required.
  7. Notary deed: The Escritura Pública is signed before a Spanish notary; ownership transfers at this point.
  8. Land Registry: Register the property in your name to secure full legal protection.
  9. Market: Salou and Cambrils lead coastal prices (approximately €2,650/m² and €2,430/m² respectively in 2025); Reus and Tarragona offer lower entry points.
  10. Negotiation: Typical margins are 5%–8% below asking price in active coastal markets.

Prix par type de bien

Fourchettes de prix selon la surface, la typologie et l’usage du logement.

Purchase prices on the Costa Daurada vary significantly by property type, location, and condition. The following ranges are indicative, based on available market data for 2024–2025.

  • Studio / one-bedroom apartment: Entry-level coastal apartments in Salou start from approximately €100,000 EUR, with a broad range of options between €150,000 EUR and €250,000 EUR (spain-real.estate).
  • Two-bedroom apartment: In La Pineda, a renovated two-bedroom apartment is priced at approximately €150,000 EUR (spain-real.estate). In Tarragona city, a 75 m² two-bedroom apartment can be found for around €170,000 EUR (newbuildingspain.com).
  • Three-bedroom apartment / larger flat: Well-located apartments in Cambrils or Salou with sea views typically range from €250,000 EUR to €450,000 EUR, depending on floor, condition, and proximity to the beach.
  • Semi-detached house / townhouse: In Salou, a semi-detached villa of approximately 300 m² with four bedrooms is priced at around €500,000 EUR (newbuildingspain.com).
  • Detached villa: Villas in coastal areas start from approximately €300,000 EUR and can reach several million euros for premium seafront properties (spain-real.estate; tranio.com).
  • New-build properties: New developments are available across the Costa Daurada, particularly in Reus, Salou, El Vendrell, and Cambrils. New-build pricing reflects current construction costs and typically commands a premium over comparable resale stock (newbuildingspain.com).

All prices are indicative and subject to market conditions. Buyers should request a formal valuation and review comparable recent transactions with their agent or lawyer.

Prix et profils des quartiers

Les secteurs à comparer selon le budget, le mode de vie et le projet d’achat.

The Costa Daurada encompasses a diverse range of municipalities, each with its own buyer profile, price level, and market dynamic. The following overview is based on 2024 resale data (Engel & Völkers, 2024; Diario de Tarragona, 2025).

  • Salou: The most active coastal market, with a resale price of approximately €2,650/m² (Diario de Tarragona, 2025). Dominated by international buyers (32.32% of transactions), including French, German, Italian, and Eastern European purchasers. Strong tourism infrastructure, proximity to PortAventura World, and a wide beach make it the most sought-after location for holiday-use and investment purchases.
  • Cambrils: A more residential and gastronomically renowned town, with a resale price of approximately €2,080/m² to €2,430/m² (Engel & Völkers, 2024; Diario de Tarragona, 2025). Attracts buyers seeking a balance between tourism and permanent residence, including remote workers and second-home buyers. Foreign buyers represent 19.84% of transactions.
  • Tarragona city: The provincial capital, with a resale price of approximately €1,703/m² (Diario de Tarragona, 2025). A more urban, service-oriented market appealing to national families, professionals, and buyers seeking value relative to coastal towns. Foreign buyers represent 23.52% of transactions.
  • Reus: An inland city with excellent transport links (Reus Airport, motorway), with a resale price of approximately €1,271/m² (Engel & Völkers, 2024). Attracts national buyers and investors seeking lower entry prices with medium-term appreciation potential.
  • Miami Platja / Mont-roig del Camp: A quieter coastal area with a resale price of approximately €1,540/m² (Engel & Völkers, 2024). Appeals to tourist investors and families seeking a second residence at competitive prices.

Évolution du marché immobilier

Dynamique des prix, niveau de demande et biens les plus recherchés.

The Costa Daurada property market has undergone a significant transformation in recent years, shifting from a secondary, more affordable coastal market to one of the most dynamic real estate zones in the province of Tarragona.

According to Diario de Tarragona (2025), coastal towns such as Salou and Cambrils have overtaken Tarragona city in terms of purchase prices per square metre, with Salou reaching approximately €2,650/m² and Cambrils around €2,430/m², compared to roughly €1,703/m² in Tarragona city. Transaction volumes remain high: between April 2025 and March 2026, Salou recorded 1,223 sales and Cambrils 1,048, despite their smaller populations.

Foreign buyers play an increasingly important role: they represent 32.32% of buyers in Salou and 19.84% in Cambrils, with strong demand from French, German, Italian, and Eastern European purchasers (Diario de Tarragona, 2025). Bufete Trujillo (2026) notes that the Costa Daurada has established itself as a destination for international capital seeking stability and quality of life, with buyers from Northern Europe (Netherlands, Germany, Belgium) particularly active.

At the national level, Spain recorded its highest annual property price increase in 20 years in 2024, with an average rise of 11.2% (IMMO 365 / Costa Brava, 2025). The Costa Daurada has benefited from this broader momentum, with sustained demand and limited coastal supply continuing to support prices.

Budget total et fiscalité

Prix d’acquisition, taxes, honoraires et dépenses à prévoir en complément.

When purchasing a property on the Costa Daurada, the total acquisition cost exceeds the agreed sale price by approximately 10% to 15%, covering taxes, notary fees, land registry fees, and legal costs. Buyers should budget accordingly from the outset.

  • Property Transfer Tax (ITP) — resale properties: Costa Daurada falls within Catalonia, which applies a progressive ITP structure. As of June 27, 2025, Catalonia introduced new progressive brackets, with rates ranging from 10% up to 13% for higher-value properties (above €600,000 EUR), and a special 20% rate for large property holders acquiring entire buildings (Lucas Fox, 2025; hjapon.com, 2025). Standard buyers purchasing a primary residence under €600,000 EUR typically fall within the 10%–11% bracket.
  • VAT (IVA) — new-build properties: 10% IVA applies to new residential properties, plus Stamp Duty (AJD) of approximately 1.5% in Catalonia (propertytaxspain.com).
  • Notary fees: Typically between €600 EUR and €1,500 EUR, depending on the property value and deed complexity (propertytaxspain.com).
  • Land Registry fees: Generally between €400 EUR and €800 EUR (propertytaxspain.com).
  • Independent lawyer fees: Usually 1% of the purchase price, subject to negotiation.
  • Annual property tax (IBI): A recurring municipal tax calculated on the cadastral value of the property, payable each year after acquisition.

Buyers should always request a full cost simulation from their lawyer before signing any preliminary agreement.

Étapes de l’acquisition

Le déroulement du projet depuis la définition des critères jusqu’à la remise des clés.
  1. Define your search criteria and budget: Establish your acquisition budget including all purchase costs (10%–15% on top of the sale price), preferred location within the Costa Daurada, and property type.
  2. Obtain your NIE: Apply for your Spanish tax identification number at a Spanish consulate or police station in Spain. This is a prerequisite for any legal or financial transaction (terretaspain.com).
  3. Open a Spanish bank account: Required to pay taxes, notary fees, and ongoing costs after completion.
  4. Property search and viewings: Work with a local agent or property hunter to access the full market, including off-market listings. Attend viewings in person or remotely.
  5. Make an offer: Submit a written offer to the seller or their agent. Negotiate price and conditions.
  6. Sign the Contrato de Arras (preliminary deposit contract): Once the offer is accepted, sign this private agreement and pay a deposit — typically 10% of the agreed purchase price. If the buyer withdraws, the deposit is forfeited; if the seller withdraws, they must return double the deposit (spainhomes.com; terretaspain.com).
  7. Legal due diligence: Your independent lawyer verifies the nota simple, cadastral records, urban planning compliance, outstanding debts, and community fees (abacoadvisers.com).
  8. Arrange financing (if applicable): Submit your mortgage application and obtain a binding offer from the bank.
  9. Sign the Escritura Pública at the notary: Both buyer and seller sign the public deed of sale before a Spanish notary. The balance of the purchase price is paid at this stage (mylawyerinspain.com).
  10. Pay taxes: ITP (resale) or IVA + AJD (new-build) must be settled within 30 days of signing the deed (lawants.com).
  11. Register at the Land Registry: The property is registered in the buyer's name at the Registro de la Propiedad, providing full legal protection (idealista.com, 2024).

Documents nécessaires

Les justificatifs à préparer pour acheter et financer un bien en Italie.

To complete a property purchase on the Costa Daurada, both the buyer and the seller must provide a set of mandatory documents. Foreign buyers should prepare these in advance to avoid delays.

  • NIE (Número de Identificación de Extranjeros): A Spanish tax identification number, mandatory for all property purchases and financial transactions in Spain. It must be obtained before signing any deed (terretaspain.com; homerunmarbella.com).
  • Valid passport: Required for identification at the notary and by the bank if financing is involved.
  • Nota simple: An extract from the Land Registry confirming ownership, boundaries, and any charges or encumbrances on the property. Requested by the buyer's lawyer during due diligence (idealista.com, 2024).
  • Escritura Pública (Title Deed): The seller's existing title deed confirming legal ownership of the property (thinkspain.com).
  • Energy Performance Certificate (EPC): Mandatory for all property sales in Spain.
  • Habitability Certificate (Cédula de Habitabilidad): Confirms the property meets minimum living standards.
  • IBI receipts: Proof that annual property tax payments are up to date.
  • Community fees certificate: Confirmation that no outstanding community charges are owed by the seller.
  • Bank statements and proof of income: Required if applying for a mortgage, covering the last 3 to 6 months (homerunmarbella.com).
  • Spanish bank account: Necessary to pay taxes, notary fees, and ongoing property costs after purchase.

Vérifications juridiques et techniques

Contrôles du titre, du cadastre, de la conformité et de l’état réel du bien.

Thorough legal and technical due diligence is essential before committing to a property purchase on the Costa Daurada. The Spanish notary verifies the legality of the transaction but does not act in the buyer's interest; an independent lawyer is therefore indispensable (abacoadvisers.com).

  • Nota simple (Land Registry extract): The first and most important check. Confirms the identity of the registered owner, the property's boundaries, and any charges, mortgages, or encumbrances registered against it (idealista.com, 2024; abacoadvisers.com).
  • Cadastral records: Verify that the property's physical description (surface area, boundaries) matches the Land Registry entry and the seller's title deed. Discrepancies must be resolved before purchase.
  • Urban planning compliance: Confirm that the property has been built with the required licences and that no illegal extensions or structures exist. Check for any urban planning restrictions or future development plans affecting the property (abacoadvisers.com).
  • Outstanding debts and charges: Verify that all IBI (property tax), community fees, utility bills, and any other charges are fully paid up to the date of sale. Unpaid debts can transfer to the new owner under Spanish law.
  • Community of owners (Comunidad de Propietarios): Request a certificate confirming no outstanding community fees are owed, and review the community's statutes and any pending works or special assessments.
  • Energy Performance Certificate (EPC): Mandatory for all property sales; must be provided by the seller.
  • Habitability Certificate: Confirms the property meets minimum legal standards for occupation.
  • Technical survey: Although not legally required in Spain, a structural survey by an independent architect or surveyor is strongly recommended, particularly for older properties or rural buildings.
  • Mortgage cancellation: If the property carries an existing mortgage, confirm it will be formally cancelled at the notary on the day of sale.

Financement des non-résidents

Apport, crédit, justificatifs et contraintes propres aux acquéreurs étrangers.

Non-resident buyers — defined as individuals spending fewer than 183 days per year in Spain — can access mortgage financing from Spanish banks, though on different terms than residents.

  • Maximum loan-to-value (LTV): Spanish banks generally lend up to 70% of the purchase price for non-residents, meaning buyers must have at least 30% as a down payment, plus an additional 10%–15% to cover purchase costs — a total of approximately 40%–45% of the property value in available funds (terretaspain.com; homerunmarbella.com).
  • NIE requirement: A valid NIE is mandatory before any mortgage application can be processed (terretaspain.com).
  • Proof of income: Banks require stable and regular income, typically between €2,000 EUR and €2,500 EUR per month, and a debt-to-income ratio not exceeding 30% of net income (terretaspain.com).
  • Required documents: Valid passport, NIE, payslips or tax returns, bank statements for the last 3–6 months, and documentation of any existing debts (homerunmarbella.com; ptireturns.com).
  • Interest rates: The average mortgage rate in Spain fell from approximately 3.62% at the start of 2024 to around 2.87% at the start of 2025, improving access to credit (IMMO 365, 2025).
  • Currency: Buyers from outside the eurozone should factor in currency exchange costs and risks when planning their financing.
  • Official translations: Some banks may require certified translations of foreign documents (terretaspain.com).

It is advisable to obtain a mortgage pre-approval before signing the Contrato de Arras, to ensure financing is secured before committing the deposit.

Investissement et potentiel locatif

Demande locative, loyers, rendement indicatif et règles à anticiper.

The Costa Daurada attracts a growing number of property buyers motivated by investment potential, driven by strong tourism demand, rising purchase prices, and sustained international interest.

According to Bufete Trujillo (2026), the Costa Daurada has matured as an investment destination: buyers increasingly seek assets that retain value over time, rather than purely seasonal use. Towns such as Cambrils, Salou, and Tarragona are experiencing notable market dynamism, with foreign buyers representing over 32% of transactions in Salou (Diario de Tarragona, 2025).

From a purchase price perspective, Engel & Völkers (2024) reports the following resale price benchmarks: Salou at approximately €2,650/m², Cambrils at approximately €2,080/m², and Reus at approximately €1,271/m² — offering a range of entry points depending on the buyer's budget and strategy.

  • Coastal locations (Salou, Cambrils, La Pineda): High tourist footfall supports strong seasonal demand. Proximity to PortAventura World and beaches makes these areas particularly attractive for holiday-use properties.
  • Tarragona city: A more stable residential market with a diversified buyer base, including professionals and families, offering potential for long-term capital appreciation.
  • Reus: Lower entry prices with good transport links (Reus Airport, motorway access) and proximity to the coast, appealing to buyers seeking value and medium-term appreciation potential (Engel & Völkers, 2024).

Note: Any short-term or holiday rental activity in Catalonia requires a valid tourist licence (llicència turística). Buyers intending to let their property should verify licence availability and local regulations before purchase.

Méthode de négociation

Analyse du juste prix et arguments employés pour défendre l’offre d’achat.

Negotiating a property purchase on the Costa Daurada requires a clear understanding of local market dynamics, realistic price expectations, and a structured approach.

  • Understand the market context: The Costa Daurada is a seller's market in prime coastal locations such as Salou and Cambrils, where demand from both domestic and international buyers is strong. Significant discounts are uncommon in well-located properties (Engel & Völkers, 2024).
  • Typical negotiation margin: On the Spanish coast, most transactions are agreed within a range of 5% to 8% below the asking price in standard market conditions (pccproperty.com, 2026). Properties that have been listed for an extended period may offer slightly more room for negotiation.
  • Make a written offer: Always submit your offer in writing, specifying the proposed price, any conditions (subject to survey, subject to financing), and a proposed timeline for signing the Contrato de Arras.
  • Use comparable sales data: Support your offer with recent transaction prices per square metre in the same area. Your lawyer or agent can provide this data.
  • Avoid aggressive lowball offers: In a market with high foreign buyer demand, overly low offers risk losing the property to another buyer and can damage the negotiation relationship.
  • Negotiate conditions as well as price: Consider negotiating the inclusion of furniture, the timeline for completion, or the seller's contribution to certain costs, rather than focusing solely on the headline price.
  • Work with a local expert: A property hunter or local agent with knowledge of each municipality (Reus, Salou, Cambrils, Tarragona) can identify motivated sellers and off-market opportunities where negotiation margins may be wider (engelvoelkers.com).

Honoraires et contenu de la prestation

Mode de rémunération, services inclus et éventuels frais complémentaires.

When purchasing a property on the Costa Daurada, buyers typically work with one or more professionals whose fees form part of the total acquisition cost.

  • Real estate agent / property hunter fees: In Spain, estate agent commissions are generally paid by the seller and typically range from 3% to 6% of the sale price, plus 21% VAT (uniquehomesmoraira.com, 2026). Some agencies charge up to 10% depending on the property and service level (veiranda.com, 2024). A buyer-side property hunter charges the buyer directly for an exclusive search mandate; fees vary by provider and scope of service.
  • Independent lawyer fees: Strongly recommended for all buyers, particularly non-residents. Typically around 1% of the purchase price. Services include: legal due diligence (nota simple, cadastral check, urban planning, debt verification), review of the Contrato de Arras, coordination with the notary, tax payment, and land registry registration (abacoadvisers.com).
  • Notary fees: Between €600 EUR and €1,500 EUR, set by a regulated scale based on the property value (propertytaxspain.com).
  • Land Registry fees: Between €400 EUR and €800 EUR (propertytaxspain.com).
  • Gestor (administrative manager): Often engaged to handle tax filings and administrative procedures on behalf of the buyer; fees vary.

All professional fees are subject to 21% VAT (IVA) in Spain. Buyers should request a written fee agreement from each professional before engaging their services.

Préparez votre achat immobilier

Décrivez votre projet, votre budget et vos critères. Un chasseur local peut rechercher les biens, organiser les visites, vérifier les informations et vous accompagner pendant la négociation.

Décrire mon projet

How does it work?

1

Your home finder researches the ideal property based on your criteria.

2
They conduct property viewings, some on your behalf, others with you in person or remotely.
3
They negotiate the price and terms on your behalf. The hunter is still at 100% on the buyer's side.
4
They assist you until all documents are signed
5
It accompanies you until the signature of all documents, to avoid pitfalls.
Couple allongé sur le lit, pieds contre la tête de lit, s'enlaçant et regardant l'un l'autre.

Our hunters around the world!

Remoters continues to grow!
We are recruiting new hunters, do not hesitate to apply.
Carte du monde en trois panneaux avec des marqueurs rouges indiquant des emplacements en Amériques, Europe, Afrique et Asie.I am applying

FAQ

Une main portant un bracelet noir pointe sur l'écran d'un ordinateur portable tandis qu'une autre main tape.

Why choose an English-speaking home finder à la Costa Daurada ?

Searching for a property abroad requires time, organization, and a good understanding of local regulations, which may differ from those in France (notaries, land registry, taxation, etc.). A property hunter helps simplify the process by managing the search, selecting relevant properties, organizing viewings, and reviewing legal documents.

They work closely with the buyer to define clear criteria, identify suitable opportunities, and negotiate the best possible price. They may attend property visits on the buyer’s behalf or accompany them during a stay in Istanbul.

Thanks to their local network, the home finder also facilitates the legal and logistical steps of the purchase. From the initial search to the final signature, they provide tailored support and help ensure a smooth and secure buying experience.

Une personne porte une chemise à carreaux et utilise une calculatrice bleue sur un bureau en bois.
How much does the Remoters home finder service cost?

Remoters works with home finders around the world. Since real estate prices vary greatly depending on the location, it is difficult to apply a single pricing structure.

Each home finder sets their own fees based on the complexity of the project and the local market. You can contact them directly to learn more about their terms and evaluate the value they can bring to your purchase.

In many cases, the home finder’s fee is largely offset by negotiating a better purchase price and helping reduce legal and administrative risks.

Main tenant holding keys with house-shaped keychain near a door lock.
Will I have access to all the offers on the market?

There are three main types of property listings on the real estate market:

  • Agency listings
  • Private listings (from individual sellers)
  • “Off-market” opportunities, meaning properties that are not yet publicly advertised

When searching on your own, you will usually access the first two categories, provided you are familiar with the main listing platforms and able to identify outdated or misleading ads sometimes used to attract buyers.

Property hunters can provide access to all three types of opportunities. They screen listings before presenting them and leverage their network to identify relevant off-market properties.

Off-market does not mean properties remain hidden indefinitely. Rather, it refers to opportunities shared before public release, allowing buyers to position themselves early. Thanks to their professional network, a property hunter can help increase access to these early opportunities.

Cuisine moderne avec évier double, robinet chromé, cuisinière à gaz et décorations vertes et citrons jaunes.
Home finder vs real estate agent

When searching for a property abroad, your need is typically a home finder🕵️

A real estate agent represents the seller through a sales mandate and aims to market properties to potential buyers.

A home finder, on the other hand, represents the buyer through a search mandate. They do not have properties to sell. Instead, they search for a specific property based on the buyer’s criteria, sourcing opportunities from both private sellers and agencies.

While the real estate agent advises and supports the seller throughout the transaction, the home finder advises and assists the buyer at every step of the purchasing process, always acting in the buyer’s best interest.

Un homme en costume tenant une petite maison colorée dans sa main devant une calculatrice.
How do you choose the right home finder?

The right home finder is the one who helps you purchase a property that best matches your needs and criteria, at an optimized price.

Their fees should remain reasonable and create real value for your project. In many cases, the cost of the service is largely offset by stronger negotiation outcomes and better purchase conditions 🤑

When buying abroad, working with a French-speaking property hunter who is well established in the local market can be particularly beneficial. This helps reduce misunderstandings and increases your chances of accessing high-quality opportunities through their local network.

Deux mains d'hommes serrées en signe de poignée de main, fond beige neutre.

Interested in becoming a home finder for Remoters à la Costa Daurada ?

You should have:

🧙 Strong experience in the local real estate market
🌐 A solid network to access a wide range of property opportunities
⚖️ In-depth knowledge of local regulations
💸 Excellent negotiation skills
🛎️ Above all, a genuine desire to support clients in their property purchase projects

If this sounds like you, we encourage you to apply — we would be happy to welcome you to our network.

Button TextButton Text