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Find your place in Monaco with a local home finder

For students, companies and professionals, all over the world.

Remoters puts you in touch with a home finder living there, who speaks your language, searches to your criteria, views on your behalf and stays with you through to the signed lease.

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I am looking to buy

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Your home finder, on site

An English-speaking home finder, based on site

They know the neighbourhoods, the rents and how the local market works, and they speak your language.

Shortlists properties and visits them for you

Listings, agencies, local network: they shortlist to your criteria and view properties on your behalf.

Backs your application and negotiates the lease

They present your application to the landlord and negotiate the lease terms for you.

Every step protected, no hidden surprises

Verified home, lease reviewed, secure payment: you sign knowing exactly what you are getting.

5,000+ clients supported

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220+ cities

60+ countries

What does a home finder actually do?

Six missions, from the first brief to key handover.

They scope your search

Real budget, viable neighbourhoods, size, life constraints. The brief is written before the first listing — that's what saves three months of pointless viewings.

They comb the whole market

Portals, local agencies, private landlords: your home finder checks every new listing daily and contacts agencies on your behalf, so nothing slips through.

Illustration: viewings and neighbourhoods

They visit for you

Filmed viewings, an honest report, walks through the neighbourhood at different hours. You no longer need to travel: your home finder does it all for you remotely.

They assess and negotiate

Local rent levels, service charges, the state of the property, lease length. Concrete arguments to negotiate the terms — on your side, this time.

They secure the application

Locally required documents, guarantor, translation, review of the lease and the inventory. This is where foreign applications most often fall apart.

Illustration: saving time when settling in

They stay with you until you're settled in

Inventory, key handover, utilities set-up, first admin steps. Your home finder doesn't disappear once the contract is signed: they remain a valuable contact for any questions about life on the ground.

What you get

Safety

No scams, verified homes, secure payment.

Speed

A home found in a few weeks.

Human

Guided by a local home finder, in your language.

Peace of mind

Everything handled remotely, stress-free.

How it works

Four steps, from your request to the signed lease.

We get acquainted

You start by filling in a short questionnaire to tell us a bit more about your search.

Free first call

One of our home finders then takes over and contacts you for a free first conversation. The goal? Understanding exactly what you need.

The adventure begins

If it clicks and you want to move forward, you receive a tailored quote. Once approved, the search begins!

Heading to your new home

Your home finder searches for you, shares their finds, stays with you through to signing the lease — all that’s left is packing your bags.

I describe my search

Why us

Join a community of happy clients.

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Monaco

Monaco is a 2 km² sovereign principality on the French Riviera with one of the most competitive long-term rental markets in Europe. Studios typically rent from 2,500 EUR/month, while three-bedroom apartments in sought-after districts such as Larvotto or Monte-Carlo can exceed 13,000 EUR/month (Balkin.mc, 2024). The rental market is divided into regulated and non-regulated sectors, with most expatriate tenants renting in the non-regulated sector governed by Law 1235. Almost all lettings are handled through licensed agencies affiliated with the Chambre Immobilière de Monaco, and a signed lease is a prerequisite for obtaining the Monegasque residence permit (Carte de Séjour) from the government's Mon Service Public portal. Key residential districts include Moneghetti, the most affordable per square metre, and Larvotto, the most expensive, with La Condamine and Fontvieille offering family-friendly alternatives.

Monaco in brief: one of Europe's most expensive and competitive long-term rental markets, with studios from 2,500 EUR/month and three-bedroom apartments from 13,000 EUR/month. Almost all rentals go through licensed agencies. Expect to pay a security deposit of 3 months' rent plus agency fees of 10% of annual rent + 20% VAT upfront. The most affordable district is Moneghetti; the most expensive is Larvotto. A signed lease is required to apply for the Monegasque residence permit (Carte de Séjour).

Monaco attracts long-term residents from across the world for a combination of practical and lifestyle reasons. The principality offers an exceptional quality of life in a compact, highly secure environment: crime rates are among the lowest in Europe, public services are efficient, and the Mediterranean climate provides over 300 days of sunshine per year.

For families, Monaco provides access to reputable international schools, including the International School of Monaco and the Institution François d'Assise-Nicolas Barré, as well as the Princess Grace Hospital Center for healthcare. The public transport network — including buses and the Monaco-Monte-Carlo train station — connects residents easily to Nice, Cannes, and the wider French Riviera.

Culturally, Monaco offers a rich calendar of events: the Formula 1 Monaco Grand Prix, the Monaco Yacht Show, performances at the Opéra de Monte-Carlo, and exhibitions at the Oceanographic Museum. The Port Hercule and the Larvotto beach are central to daily outdoor life. Residents also benefit from proximity to the French and Italian borders, making weekend travel straightforward.

Day-to-day life in Monaco is compact, well-organised, and highly international. The principality measures just 2 km² but packs in a full range of services within walking distance for most residents.

Transport: Monaco has an efficient public bus network (CAM — Compagnie des Autobus de Monaco) covering all districts, as well as the Monaco-Monte-Carlo train station with direct connections to Nice (approx. 20 minutes) and the Italian border. Many residents also use electric scooters or walk, given the small distances involved.

Shopping and daily needs: The La Condamine market is a popular daily fresh produce market. Large supermarkets (including a Carrefour) and specialist food shops are distributed across the principality. The Fontvieille shopping centre covers everyday retail needs.

Healthcare: The Princess Grace Hospital Center (Centre Hospitalier Princesse Grace) is the main public hospital, offering a high standard of care. Several private clinics and specialist practices are also available.

Education: Monaco has both public Monegasque schools and private international institutions, including the International School of Monaco (English-language curriculum) and the Institution François d'Assise-Nicolas Barré.

Language: French is the official language, but English and Italian are widely spoken in residential and commercial settings, making the transition straightforward for international tenants.

Residency: Once your lease is registered, you can apply for the Carte de Séjour (residence permit) through the Mon Service Public government portal. The process typically takes 2 to 5 months and requires proof of suitable accommodation, financial resources, and a clean background check.

Monaco's long-term rental market is characterised by extreme scarcity and intense competition. With a total land area of just 2 km², the principality has a very limited housing stock, and demand consistently outpaces supply — particularly for larger apartments. According to Monaco Properties (2025), the market is currently marked by a shortage of three-room and larger apartments in key districts, driving rents upward.

The market operates on two distinct tiers. The visible market consists of properties advertised on agency websites and portals. The premium segment relies heavily on agency networks, pre-qualified candidate lists, and direct landlord relationships (realestateinvestorprofit.com, 2025).

Legally, Monaco's rental market is divided into three sectors: the non-regulated (free) sector, open to any nationality with rents set freely by the landlord; the regulated sector governed by Law 887 (1970), which reserves properties for Monegasques and certain long-term residents under controlled conditions; and the state sector, managed directly by the government. The vast majority of expatriate tenants rent in the non-regulated sector, governed by Law 1235. In practice, almost all lettings are handled through licensed real estate agencies, which manage marketing, tenant vetting, and liaison with the Housing Department (Expat Focus).

Monaco is divided into several distinct districts, each with its own character and rental profile:

Monte-Carlo: The most iconic district, home to the Casino de Monte-Carlo, the Hôtel de Paris, and the Café de Paris. Rental prices are among the highest in the principality, particularly in the Carré d'Or sub-area, where large apartments and duplexes with sea views can command exceptional monthly rents. Suited to professionals and individuals seeking prestige and central access.
Larvotto: Monaco's beachfront district, consistently ranked as the most expensive per square metre (Monaco Properties, 2024). Modern residential buildings with sea views and direct beach access make it highly sought after by international tenants.
La Condamine: Located at the foot of the Rock, around Port Hercule. A lively, authentic neighbourhood with a popular daily market, shops, and easy access to Grand Prix circuit viewing areas. Popular with families and those seeking a more local atmosphere.
Fontvieille: Built on reclaimed land in the south of the principality, Fontvieille is a quieter, more residential district. It is home to the Stade Louis II, green spaces, and modern apartment buildings. Favoured by families with children.
Moneghetti / Jardin Exotique: The most affordable district in Monaco in terms of rent per square metre (Monaco Properties, 2024). Quieter and more residential, it appeals to tenants seeking relative value within the principality. Good access to the Exotic Garden and public transport.
Monaco-Ville (Le Rocher): The historic old town, home to the Prince's Palace, the Cathedral of Our Lady Immaculate, and the Oceanographic Museum. A very limited rental stock; the atmosphere is quiet and heritage-focused.
La Rousse / Saint-Roman: A residential area in the north-east of Monaco, offering more spacious apartments at comparatively more accessible rents than Monte-Carlo or Larvotto.

Renting long-term in Monaco requires a substantial budget. The principality consistently ranks among the world's most expensive rental markets. For a studio, prospective tenants should budget at least 2,500 EUR/month, while a comfortable one-bedroom apartment in a well-located building will typically cost between 4,000 EUR/month and 6,500 EUR/month. Families seeking a three-bedroom apartment should expect to pay upwards of 13,000 EUR/month, with premium addresses in Monte-Carlo or Larvotto pushing rents considerably higher. Beyond the monthly rent, tenants must factor in a security deposit of approximately 3 months' rent, agency fees of 10% of annual rent plus 20% VAT (payable by the tenant, as recommended by the Chambre Immobilière de Monaco), and separate utility bills for electricity, gas, water, and internet. Planning your total move-in budget carefully before beginning your search is essential in this highly competitive market.

Monaco's long-term rental market is among the most expensive in Europe. According to Balkin.mc (2024), the average rent per square metre stands at approximately €91 EUR/month. Entry-level studios (30–40 m²) typically start between 2,500 EUR/month and 4,000 EUR/month, with premium units reaching 5,000 EUR/month (Petrini Exclusive Real Estate Monaco, 2024). One-bedroom apartments generally range from 4,000 EUR/month to 6,500 EUR/month, while two-bedroom units command between 6,000 EUR/month and 16,000 EUR/month depending on the district and building quality. Three-bedroom and larger family apartments typically start at 13,000 EUR/month and can exceed 40,000 EUR/month for new-build residences in sought-after areas such as Larvotto or Carré d'Or (Balkin.mc, 2024). Utilities — electricity, gas, water, and internet — are almost always billed separately and are not included in the quoted rent.

Renting in Monaco involves specific rules and a fast-moving market. Here are the most common mistakes to avoid:

Relying solely on public listing portals: A significant share of available rentals in Monaco circulate exclusively through agency networks and word-of-mouth. Limiting your search to online portals means missing the majority of the market (realestateinvestorprofit.com, 2025).
Underestimating the total move-in cost: Beyond the first month's rent, tenants must budget for a security deposit of around 3 months' rent and agency fees of 10% of annual rent + 20% VAT, all due upfront.
Submitting an incomplete rental file: Landlords in Monaco expect a thorough dossier including proof of income, bank reference letters, and identity documents. An incomplete file will typically be rejected in favour of another candidate.
Ignoring the legal sector of the property: Monaco's rental market is divided into regulated (Law 887, Law 1235) and non-regulated sectors. Some apartments are reserved for Monegasques or long-term residents. Failing to check eligibility before applying wastes time for all parties.
Attempting to sublet during major events: Subletting — including during the Formula 1 Grand Prix — is almost universally prohibited by lease terms and building regulations in Monaco (Expat Focus).
Neglecting the état des lieux (inventory report): Although not legally mandatory, a detailed condition report at check-in is strongly advised to protect the deposit at the end of the tenancy (Heritage Properties Monaco).
Underestimating apartment size requirements for residency: The Monegasque authorities assess whether the accommodation is suitable for the number of occupants. A family of four cannot obtain residency for a studio apartment — this rule is strict and non-negotiable (Heritage Properties Monaco).

Work with multiple agencies simultaneously: Each agency in Monaco has access to different listings. Contacting several agencies at once maximises your chances of finding the right apartment quickly.
Prepare a complete rental dossier before you start: Have your passport, proof of financial resources, and a bank reference letter ready from day one. In Monaco's fast-moving market, a complete file submitted immediately gives you a decisive advantage over other candidates.
Budget for all upfront costs: Plan for the first month's rent, a security deposit of approximately 3 months' rent, and agency fees of 10% of annual rent + 20% VAT — all typically due before or at lease signing.
Act quickly when you find the right property: Desirable apartments in Monaco are rarely available for long. If a property meets your criteria, be ready to submit your offer and documents without delay.
Check which legal sector the apartment falls under: Some properties are reserved for Monegasques or long-term residents under Law 887. Confirm your eligibility with the agency before investing time in a viewing.
Do not attempt to negotiate aggressively on rent: Leases in Monaco are frequently offered on a take-it-or-leave-it basis. Excessive negotiation can result in the landlord choosing another candidate (Savills Monaco).
Commission a thorough état des lieux at check-in: A detailed condition report protects your security deposit at the end of the tenancy and is strongly recommended even though it is not legally mandatory.
Set up utilities promptly: Electricity, gas, water, and internet are not included in the rent and must be arranged separately after signing the lease.

Finding a long-term rental in Monaco is a demanding process: the market is opaque, fast-moving, and heavily reliant on agency networks. Remoters connects you with vetted local rental search specialists who know the Monaco market and its local agencies. Whether you are relocating from abroad or moving within the French Riviera, a Remoters expert can help you identify suitable apartments across all districts, prepare a strong rental dossier, and navigate the specific legal framework that governs leases in the principality.

What our clients say

Selouah

Delphine

I would like to thank Delphine for her professionalism and commitment throughout our apartment search. She is a very kind person, attentive, and invested in what she does. She really takes the time to understand the people she is working with, which allows her to offer properties that truly match each person's needs. She fights for her cases with remarkable energy and determination. Her rich professional background and experience inspire trust and reassured us a lot, especially in a context where our case was not the simplest. Despite the difficulties, she was able to find solutions and never gave up. Thanks to her, we finally found an apartment that suits us perfectly. Thank you again to Delphine for her support, kindness, and perseverance.

Bérengère

Justine

Justine has been a huge help to us. She found a place quickly, perfectly matching our request. Her availability, kindness and responsiveness are undeniable. I highly recommend her services.

Christine

Claire

Very good experience with Claire. Actions very clearly explained, no surprises. I recommend.

Antoine

Gaelle

Gaelle is very professional, I recommend

1 Which homes can a newcomer rent in Monaco, and through which channel?

Only those in the free sector: the state-owned sector is reserved for Monegasque citizens, and the sector regulated by Law No. 887 (homes built before 1 September 1947) sets criteria that exclude new residents. Almost every property goes through agencies that belong to the Chambre Immobilière Monégasque. Attractive homes sometimes go in under 15 days: you need to view and apply quickly.

2 What budget do you need to move into a rented home in Monaco?

On top of the first month's rent, allow three months' deposit, three months of provisional service charges, agency charges of 10% excluding VAT of the annual rent, and a lease registration charge of 1% of the annual rent including service charges. Home insurance is compulsory. As a guide, a studio rents for 2,000 to 3,500 EUR a month and a two-room flat for 3,500 to 6,000 EUR.

3 What application do you need to rent a flat in Monaco?

A complete file from the first viewing: a copy of your passport or ID card, proof of current address, professional references, proof of income and a letter from a Monegasque bank. An incomplete file rules the applicant out. Once signed, the lease (engagement de location) must be registered with the Service de l'Enregistrement: this gives you the proof of address required for your residence card.

4 Can you find a rental in Monaco while still living abroad?

Yes, but you need someone on the ground, because attractive homes sometimes go in under 15 days and agencies expect a complete file at the viewing. Your home finder, based in Monaco, follows agency listings, views as soon as a property matches and sends you photos, video and detailed feedback. Prepare your file before you leave so you can apply the same day. Be wary of listings outside recognised agencies.