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Buying property Au Caire with a dedicated expert

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An English-speaking Home Finder who lives there
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Sees the good places before they hit the market
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Fights for your offer, not the seller's
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The real local price, not the foreigner tax

What kind of property are you looking for Au Caire?

Describe your project, one of our home finders will look for the ideal property for you

Why work with a home finder?

Time spent by the buyer
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When you search alone, about 85% of the time is spent on research, and 15% on visits. With a home finder, you only do the visits
Icône de fermeture (croix)
Access to the off-market
Purchase price
Virtual pre-visits
Secure formalities
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Customer satisfaction
Only 20% of satisfied buyers according to the 2018 Crédit Foncier study. For its part, Remoters gets a score of 4/5 or 5/5 in 95% of cases
Icône de fermeture (croix)

Buying alone abroad

140 hours
Icône rouge de croix X sur fond blanc.
Very difficult negotiation
Icône rouge de croix X sur fond blanc.
Icône rouge de croix X sur fond blanc.
20%

Buying  with Remoters

20:00
14% discount obtained on average
95%
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Noémie, or another expert property hunter based Au Caire, will personally manage your search.

Guide local de l’achat immobilier

Acheter un bien immobilier

Buying property in Cairo in under 30 seconds: here is what you need to know.

Cairo offers a wide range of purchase opportunities — from affordable apartments in emerging districts to luxury villas in gated compounds. The market has seen strong nominal price growth since 2022, driven by currency devaluations and inflation hedging, though growth moderated in 2025. Foreign buyers can own up to two residential properties under Egyptian law, subject to security clearance and payment through authorised banks.

The purchase process involves due diligence on the title, a preliminary contract, notarisation, and formal registration at the Land Registry. Total acquisition costs typically add 3% to 6% on top of the purchase price, covering registration fees, stamp duty, agent commission, and legal costs. Mortgage financing is available but limited for non-residents; developer installment plans are the most common alternative. Negotiation of 5% to 10% below asking price is standard practice in the resale market. Engaging a local property lawyer is strongly recommended for all buyers, and is essential for foreign nationals.

Prix par type de bien

Fourchettes de prix selon la surface, la typologie et l’usage du logement.

Purchase prices in Cairo vary considerably depending on the type of property. The following ranges reflect market conditions as reported in 2024–2025 sources and are expressed in Egyptian pounds (EGP) unless otherwise stated.

  • Studio apartments (new developments): Typically priced between approximately EGP 2,500,000 and EGP 4,500,000 (roughly USD 50,000 to USD 90,000), though prices can be lower in older or less central areas (source: Sands of Wealth, June 2025).
  • Standard apartments (1–3 bedrooms, mid-market): In developing areas, entry-level apartments start from around EGP 2,000,000. In established mid-market districts such as Heliopolis or Maadi, prices typically range from EGP 4,000,000 to EGP 12,000,000 depending on size and condition.
  • Premium / luxury apartments (prime districts): In Zamalek, New Cairo, and Sheikh Zayed, luxury apartments range from EGP 8,000,000 to over EGP 35,000,000 per unit (source: Sands of Wealth, 2026). Price per sqm in these areas ranges from EGP 20,000 to EGP 50,000 (source: Sands of Wealth, June 2025).
  • Villas and twin houses (compound developments): A villa of approximately 350 sqm can be purchased from around USD 1,300,000 in established compound areas (source: Cairo-Real.Estate). In New Cairo's Fifth Settlement, villa prices surged by 287.8% year-on-year to December 2025 (source: Global Property Guide, 2026).
  • Luxury and branded properties (New Administrative Capital): The highest price per sqm in Egypt is found in branded developments in the New Administrative Capital, where luxury units can reach EGP 260,000 per sqm (source: Sands of Wealth, September 2025).
  • Off-plan / under-construction units: Typically priced at a discount to completed stock, with developers offering installment plans of 5 to 10 years. Prices vary widely by developer, location, and delivery date.

As a general benchmark, the average price per sqm in prime Cairo areas reached between USD 1,200 and USD 1,500 in 2024 (source: Sands of Wealth, 2025), while emerging neighbourhoods remain accessible from EGP 6,000 per sqm.

Prix et profils des quartiers

Les secteurs à comparer selon le budget, le mode de vie et le projet d’achat.

Cairo's property purchase market is highly segmented by district, with significant price differences reflecting location, infrastructure, lifestyle, and property type. Below is an overview of the main areas and their purchase price profiles.

  • Zamalek: A prestigious island district on the Nile, home to embassies, cultural institutions, and upscale apartments. Buyers mostly find older but prestigious apartments and rare Nile-view homes. Typical purchase prices range from approximately EGP 8 million to EGP 35 million (roughly USD 155,000 to USD 676,000) per unit (source: Sands of Wealth, 2026). Price per sqm can reach EGP 20,000 to EGP 50,000 in prime locations (source: Sands of Wealth, June 2025).
  • New Cairo / Fifth Settlement: The most active market for new compound developments, attracting families and professionals seeking gated communities with modern amenities. Average apartment prices reached EGP 61,550 (approximately USD 1,320) per sqm in December 2025, up 157.3% year-on-year (source: Global Property Guide, 2026). Villa prices in the same area surged by 287.8% over the same period.
  • Maadi: A leafy, established district popular with expatriates and professionals. With USD 200,000 (approximately EGP 10.35 million), buyers can typically target an existing apartment of 160 to 200 sqm (source: Sands of Wealth, 2026).
  • Heliopolis / Masr El Gedida: A historic, well-connected district with a mix of older apartments and newer developments. With USD 200,000, buyers can typically find an existing apartment of 170 to 220 sqm (source: Sands of Wealth, 2026).
  • Sheikh Zayed / 6th of October: Western Cairo districts offering large compound developments and villas at relatively competitive prices compared to New Cairo. Emerging as a strong mid-to-upper market.
  • New Administrative Capital: Egypt's new capital city east of Cairo, featuring large-scale government and private developments. Luxury units can reach EGP 260,000 per sqm in branded developments (source: Sands of Wealth, September 2025).
  • Emerging / affordable areas (Al Obour, Al Shorouk): Entry-level purchase prices start from around EGP 6,000 to EGP 10,000 per sqm, making these districts accessible to budget-conscious buyers (source: Sands of Wealth, June 2025).

Évolution du marché immobilier

Dynamique des prix, niveau de demande et biens les plus recherchés.

Cairo's residential property market has experienced exceptional price growth over the past several years, driven by currency devaluations, inflation, and strong demand for real estate as a store of value.

According to Global Property Guide data, nominal house prices in Egypt rose by approximately 3.6% in 2021, 25.4% in 2022, 41.9% in 2023, and 18.2% in 2024 — though in real (inflation-adjusted) terms, 2024 prices declined by around 4.8% (source: Global Property Guide / Egypt Residential Property Market Analysis, 2026). The sharp nominal surges of 2022–2024 were closely linked to successive Egyptian pound devaluations: the currency lost more than 82% of its value against the US dollar between 2016 and December 2024, reaching an average of EGP 50.56 per USD 1 (source: Global Property Guide, 2026).

In prime Cairo districts, the impact was dramatic. In New Cairo's Fifth Settlement, apartment prices rose by 157.3% year-on-year to an average of EGP 61,550 (approximately USD 1,320) per sqm in December 2025, while villa prices surged by 287.8% over the same period (source: Global Property Guide, 2026).

By late 2024 and into 2025, the market began to stabilise. Sales activity slowed in Q4 2024 as the pound's exchange rate steadied and speculative buying eased. Many developers responded by offering extended installment plans to sustain demand (source: Aqarmap Egypt Real Estate Trends, 2025). Price growth moderated in 2025, though properties in established compounds and prime districts continued to appreciate. In the three months to October 2025, prices declined by 2.52% in nominal terms (source: Global Property Guide, 2026).

Looking ahead, the market is characterised by a large supply pipeline, high mortgage interest rates, and continued strong demand in well-located Cairo neighbourhoods — creating selective opportunities for buyers with a medium-to-long-term horizon.

Budget total et fiscalité

Prix d’acquisition, taxes, honoraires et dépenses à prévoir en complément.

When purchasing property in Cairo, the advertised sale price is only part of the total acquisition cost. Buyers should budget for the following additional expenses on top of the purchase price:

  • Registration fees: typically between 1% and 3% of the declared property value, payable to the Notary Public (Shahr El-Aqari) to formalise the ownership transfer (source: Wafeq, 2024).
  • Stamp duty: approximately 0.5% of the property value (source: Sands of Wealth, 2026).
  • Real Estate Transaction Tax (disposal tax): 2.5% of the official sales value, legally borne by the seller but sometimes negotiated into the purchase price — verify this point before signing (source: Wafeq, 2024).
  • Real estate agent commission: typically 2% of the purchase price if a buyer-side agent is engaged; in many transactions the seller covers the commission, so clarify this upfront (source: Arab MLS / Aqarmap, 2024).
  • Legal fees: a local property lawyer for due diligence and contract review is strongly recommended; fees vary by scope and property complexity.
  • Translation and interpretation costs: for foreign buyers, certified contract translation can cost between EGP 3,000 and EGP 12,000, plus interpreter fees at signing (source: Sands of Wealth, 2026).
  • Annual property tax: levied on built properties based on estimated rental value; properties with an annual rental value below EGP 24,000 are exempt (source: Egyptian Tax Authority).

As a general rule, buyers should plan for total acquisition costs of 3% to 6% above the purchase price for a standard residential transaction in Cairo (source: Sands of Wealth, 2026). From 2024, all foreign buyer payments must be routed through state-authorised banks to ensure transparency (source: Egyptian Ministry of Justice regulations, 2024).

Étapes de l’acquisition

Le déroulement du projet depuis la définition des critères jusqu’à la remise des clés.

Buying property in Cairo follows a structured process. Understanding each stage helps buyers plan timelines and avoid costly mistakes.

  1. Property search and shortlisting: Identify suitable properties through local agents, developer showrooms, or online platforms. Clarify your budget, preferred district, and property type before beginning viewings.
  2. Due diligence: Engage a local property lawyer to verify the title deed at the Land Registry, check for encumbrances or disputes, confirm planning compliance, and review all seller documentation. This step is critical and should precede any payment.
  3. Reservation agreement (optional but recommended): Once a property is selected, a reservation deposit — typically between USD 1,000 and USD 5,000 — may be paid to hold the unit while the full sale contract is reviewed. This amount is credited toward the purchase price (source: Buildix Real Estate, 2025).
  4. Preliminary sale contract: Both parties sign an initial sale contract (Aqd Ibtidai) setting out the agreed price, payment schedule, and conditions. This contract is legally binding between the parties but does not yet transfer official ownership.
  5. Notarisation: The preliminary contract is notarised at the Notary Public Office (Shahr El-Aqari), giving it a time-stamped legal status recognised by Egyptian courts.
  6. Payment and final contract: The balance of the purchase price is paid — through an authorised Egyptian bank for foreign buyers — and the final sale contract (Aqd Naha'i) is executed.
  7. Property registration: The buyer (or their legal representative) submits an application to the Real Estate Publicity Department to formally register the property and transfer title. Registration fees of 1%–3% of the declared value are payable at this stage (source: Wafeq, 2024).
  8. Handover: Keys and possession are transferred once registration is complete and all payments are settled.

The full process, from signed preliminary contract to completed registration, can take several weeks to several months depending on the property type, location, and administrative workload.

Documents nécessaires

Les justificatifs à préparer pour acheter et financer un bien en Italie.

Purchasing property in Cairo requires a specific set of documents from both the buyer and the seller. Gathering these in advance avoids delays at the notary and registration stages.

Documents required from the buyer:

  • Valid passport (for foreign nationals) or national ID card (for Egyptian citizens).
  • Power of attorney (notarised and apostilled) if a representative will sign on the buyer's behalf — essential for remote transactions.
  • Proof of funds or bank transfer documentation; from 2024, all foreign buyer payments must pass through state-authorised Egyptian banks (source: Egyptian government regulations, 2024).
  • Tax identification number or tax card (required for Egyptian nationals; foreign buyers should confirm requirements with their lawyer).

Documents to request from the seller / verify on the property:

  • Original title deed (Tabu or registered ownership document) confirming the seller's right to sell.
  • Land Registry extract confirming the property is registered and free of mortgages, liens, or legal disputes.
  • Building permit and planning compliance certificates.
  • No-objection certificates from relevant authorities where applicable (e.g., for properties in designated zones).
  • Proof that all utility bills and service charges are settled.
  • For off-plan purchases: the developer's licence, project approvals, and escrow or payment guarantee documentation.

Foreign buyers should also be aware that ownership of up to two residential properties is permitted under Law No. 230 of 1996, and that a security clearance from the Ministry of Interior is part of the approval process (source: Egyptian Investment Law).

Vérifications juridiques et techniques

Contrôles du titre, du cadastre, de la conformité et de l’état réel du bien.

Thorough legal and technical due diligence is essential before committing to a property purchase in Cairo. Egypt's property market includes a mix of formally registered and informally held properties, making verification a critical step.

Legal checks to carry out:

  • Title deed verification: Confirm the seller's ownership by checking the title deed (Tabu) at the Land Registry (Real Estate Publicity Department). A forensic review of the title's history — including the method of acquisition and any historical irregularities — is recommended (source: Real Estate Due Diligence in Egypt).
  • Encumbrance search: Verify that the property is not subject to any mortgage, lien, court order, or legal dispute. Obtain a clear Land Registry extract confirming the property's status.
  • Zoning and planning compliance: Confirm that the property complies with local zoning regulations and that any construction has been carried out with the required building permits.
  • Seller's authority to sell: If the seller is acting through a power of attorney or as part of an estate, verify the validity and scope of that authority.
  • Foreign ownership eligibility: Foreign buyers must confirm that the property is in a location where foreign ownership is permitted. Certain border areas and strategic zones are restricted. The Ministry of Interior conducts mandatory security checks for foreign purchasers (source: Egyptian Investment Law).
  • Off-plan developer checks: For new-build or off-plan purchases, verify the developer's licence, project approvals, and any escrow or payment protection arrangements.

Technical checks to carry out:

  • Structural survey: Hire a qualified surveyor or structural engineer to assess the condition of the building, particularly for older properties in districts such as Heliopolis, Dokki, or central Cairo where documentation may be less straightforward.
  • Utility connections: Confirm that water, electricity, and gas connections are in place and that all outstanding utility bills have been settled by the seller.
  • Service charges and maintenance fees: For compound or gated community properties, review the service charge schedule and confirm there are no arrears.

Engaging an independent local property lawyer — separate from any agent introduced by the seller — is the most effective way to manage legal risk throughout the purchase process.

Financement des non-résidents

Apport, crédit, justificatifs et contraintes propres aux acquéreurs étrangers.

Financing a property purchase in Cairo as a non-resident is possible but comes with important constraints that buyers should understand before beginning their search.

Egyptian bank mortgages for foreigners: Some Egyptian banks do offer mortgage products to foreign nationals, but access is significantly easier for those who are already resident in Egypt with documented local income. Non-residents without Egyptian residency may find it difficult to qualify for a standard mortgage (source: Wise, 2024). CIB (Commercial International Bank) is one institution that offers an overseas customer mortgage product, allowing loan approval to be obtained remotely; applicants must be at least 25 years old and provide a salary certificate validated by the Egyptian Consulate, plus six months of bank statements (source: CIB Egypt).

Loan-to-value ratios: Where financing is available to foreign buyers, the realistic loan-to-value range is typically 60% to 80%, meaning a down payment of at least 20% to 40% of the purchase price is required (source: Sands of Wealth, 2026).

Interest rate environment: Egypt's benchmark interest rates have been elevated in recent years as part of monetary policy responses to inflation and currency pressures. This makes mortgage financing relatively expensive, and many buyers — both local and foreign — opt instead for cash purchases or developer installment plans.

Developer payment plans: Off-plan and new-build purchases in Cairo frequently come with long-term installment plans offered directly by the developer, often spanning 5 to 10 years with a down payment of 10% to 30%. These plans have become a primary financing route for buyers who cannot or prefer not to use bank credit.

Payment channel requirement: From 2024, all property payments by foreign buyers must be routed through state-authorised Egyptian banks, regardless of the financing method used (source: Egyptian government regulations, 2024).

Investissement et potentiel locatif

Demande locative, loyers, rendement indicatif et règles à anticiper.

Cairo is increasingly regarded as an active real estate investment market, with property purchases offering both capital appreciation potential and income from letting. Buyers considering a purchase for investment purposes should assess the following factors.

Rental yield performance: Gross residential rental yields across Greater Cairo averaged approximately 6.77% as of mid-2025 (source: GoTerra, 2025). By Q4 2025, the national average gross yield stood at 6.72%, rising to 7.61% in Q2 2026 (source: Global Property Guide, 2026). Yields vary significantly by district and property type:

  • Mohandessin: average gross yield of approximately 12.47% for two-bedroom apartments.
  • New Cairo: approximately 7.75% for two-bedroom apartments.
  • Sheikh Zayed: approximately 6.87%.
  • 6th of October: approximately 6.07%.
  • Heliopolis / Masr El Gedida: approximately 5.32% (source: Global Property Guide, 2026).

Capital appreciation: Cairo's property market has delivered strong nominal price growth over the past five years, with a compound annual growth rate of approximately 11% since 2020 (source: Sands of Wealth, 2026). Prime districts such as New Cairo, Zamalek, and Sheikh Zayed have seen the most significant appreciation, particularly in new compound developments.

Key investment considerations:

  • High-end properties in prime Cairo locations are sometimes let in US dollars, providing a degree of currency protection for foreign investors.
  • Foreign buyers are permitted to own up to two residential properties under Law No. 230 of 1996, and may not sell within five years of purchase without a special exemption from the Council of Ministers (source: Egyptian Investment Law).
  • The large supply pipeline and elevated mortgage rates are factors to monitor when assessing future price trajectories.
  • New Administrative Capital developments and North Coast properties are attracting growing investor interest for short-term and holiday letting strategies.

Méthode de négociation

Analyse du juste prix et arguments employés pour défendre l’offre d’achat.

Negotiation is a standard and expected part of the property purchase process in Cairo. Understanding local practices helps buyers secure better terms without jeopardising the transaction.

Starting position: It is common practice for buyers to open negotiations at approximately 5% to 10% below the asking price and work from there (source: Sands of Wealth / How to Make a Property Investment in Cairo). The appropriate discount depends on the property's condition, how long it has been on the market, and the seller's motivation.

Market context matters: Following the slowdown in sales activity in Q4 2024, serious cash buyers have gained more negotiating room — particularly in the resale apartment segment and for properties that have been listed for an extended period (source: Sands of Wealth, 2026). In fast-moving new compound launches, however, developers rarely discount list prices and may instead offer better payment plan terms.

Effective negotiation tactics:

  • Research comparable sales: Arrive at viewings with data on recent transaction prices in the same district to support your offer.
  • Highlight your position: Cash buyers or buyers with pre-arranged financing are in a stronger position; make this clear early in discussions.
  • Negotiate beyond price: If the seller will not move on price, consider negotiating on included fixtures and fittings, payment schedule flexibility, or the allocation of transaction costs (e.g., who bears the agent commission or registration fees).
  • Set a clear walk-away point: Decide your maximum price before entering negotiations and do not exceed it under pressure.
  • Use a local agent or lawyer: A trusted local intermediary who understands cultural norms and market conditions can be invaluable in bridging gaps between buyer and seller expectations.

Making a formal offer: Once terms are agreed verbally, the offer should be formalised quickly in a written reservation agreement or preliminary contract to prevent the seller from accepting a competing bid.

Honoraires et contenu de la prestation

Mode de rémunération, services inclus et éventuels frais complémentaires.

When buying property in Cairo, buyers typically work with one or more professionals whose fees should be factored into the total acquisition budget.

Real estate agent commission:

  • The standard commission rate in Egypt is 2% to 3% of the sale price (source: Arab MLS, 2024).
  • In many transactions, the seller is responsible for paying the agent's commission. However, if a buyer engages their own buyer's agent, an additional 2% buyer-side commission may apply (source: Sands of Wealth, 2026).
  • Always clarify the commission structure and who bears the cost before engaging an agent or signing any mandate.

What a real estate agent typically provides:

  • Property search, shortlisting, and viewings coordination.
  • Market pricing guidance and comparable sales analysis.
  • Negotiation support between buyer and seller.
  • Liaison with the seller, developer, and notary.
  • Assistance with paperwork and administrative steps.

Property lawyer fees:

  • Engaging an independent local property lawyer for due diligence, contract review, and registration oversight is strongly recommended, particularly for foreign buyers.
  • Legal fees vary depending on the complexity of the transaction and the lawyer's seniority; agree on a fixed fee or hourly rate in writing before instructing.

Notary and registration fees:

  • Registration fees of 1% to 3% of the declared property value are payable to the Notary Public (Shahr El-Aqari) (source: Wafeq, 2024).
  • Stamp duty of approximately 0.5% of the property value also applies (source: Sands of Wealth, 2026).

Translation and interpretation (foreign buyers):

  • Certified contract translation: approximately EGP 3,000 to EGP 12,000.
  • Interpreter at signing: approximately EGP 1,500 to EGP 5,000 (source: Sands of Wealth, 2026).

Préparez votre achat immobilier

Décrivez votre projet, votre budget et vos critères. Un chasseur local peut rechercher les biens, organiser les visites, vérifier les informations et vous accompagner pendant la négociation.

Décrire mon projet

How does it work?

1

Your home finder researches the ideal property based on your criteria.

2
They conduct property viewings, some on your behalf, others with you in person or remotely.
3
They negotiate the price and terms on your behalf. The home finder is still at 100% on the buyer's side.
4
They assist you until all documents are signed
5
It accompanies you until the signature of all documents, to avoid pitfalls.
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Our home finders around the world!

Remoters continues to grow!
We are recruiting new home finders, do not hesitate to apply.
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FAQ

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Why choose an English-speaking home finder Au Caire?

Searching for a property abroad requires time, organization, and a good understanding of local regulations, which may differ from those in France (notaries, land registry, taxation, etc.). A home finder helps simplify the process by managing the search, selecting relevant properties, organizing viewings, and reviewing legal documents.

They work closely with the buyer to define clear criteria, identify suitable opportunities, and negotiate the best possible price. They may attend property visits on the buyer’s behalf or accompany them during a stay in Istanbul.

Thanks to their local network, the home finder also facilitates the legal and logistical steps of the purchase. From the initial search to the final signature, they provide tailored support and help ensure a smooth and secure buying experience.

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How much does the Remoters home finder service cost?

Remoters works with home finders around the world. Since real estate prices vary greatly depending on the location, it is difficult to apply a single pricing structure.

Each home finder sets their own fees based on the complexity of the project and the local market. You can contact them directly to learn more about their terms and evaluate the value they can bring to your purchase.

In many cases, the home finder’s fee is largely offset by negotiating a better purchase price and helping reduce legal and administrative risks.

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Will I have access to all the offers on the market?

There are three main types of property listings on the real estate market:

  • Agency listings
  • Private listings (from individual sellers)
  • “Off-market” opportunities, meaning properties that are not yet publicly advertised

When searching on your own, you will usually access the first two categories, provided you are familiar with the main listing platforms and able to identify outdated or misleading ads sometimes used to attract buyers.

Home finders can provide access to all three types of opportunities. They screen listings before presenting them and leverage their network to identify relevant off-market properties.

Off-market does not mean properties remain hidden indefinitely. Rather, it refers to opportunities shared before public release, allowing buyers to position themselves early. Thanks to their professional network, a home finder can help increase access to these early opportunities.

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Home finder vs real estate agent

When searching for a property abroad, your need is typically a home finder🕵️

A real estate agent represents the seller through a sales mandate and aims to market properties to potential buyers.

A home finder, on the other hand, represents the buyer through a search mandate. They do not have properties to sell. Instead, they search for a specific property based on the buyer’s criteria, sourcing opportunities from both private sellers and agencies.

While the real estate agent advises and supports the seller throughout the transaction, the home finder advises and assists the buyer at every step of the purchasing process, always acting in the buyer’s best interest.

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How do you choose the right home finder?

The right home finder is the one who helps you purchase a property that best matches your needs and criteria, at an optimized price.

Their fees should remain reasonable and create real value for your project. In many cases, the cost of the service is largely offset by stronger negotiation outcomes and better purchase conditions 🤑

When buying abroad, working with a French-speaking home finder who is well established in the local market can be particularly beneficial. This helps reduce misunderstandings and increases your chances of accessing high-quality opportunities through their local network.

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Interested in becoming a home finder for Remoters Au Caire ?

You should have:

🧙 Strong experience in the local real estate market
🌐 A solid network to access a wide range of property opportunities
⚖️ In-depth knowledge of local regulations
💸 Excellent negotiation skills
🛎️ Above all, a genuine desire to support clients in their property purchase projects

If this sounds like you, we encourage you to apply — we would be happy to welcome you to our network.

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