Our home finder in Monaco will help you find your ideal home

Save time and skip the stress

A hand holding a small white house with a red roof and a blue door.
Rent at real local prices

Green shield icon with a white tick: security.
Secure your new home safely from abroad

I describe my search
Navigation arrow
Navigation arrow
Navigation arrow
4.8
Read the 1,100+ Google reviews Read reviews
Trustpilot 4.6
Read the 100+ Trustpilot reviews Read reviews

Why choose a home finder ?

Home finder Anne (Monaco)

Anne or another of our home finders will handle your search.

Reliability of listings
Information symbol.
Your home finder is there to select the goods, he visits them, alone, with you in person, or with you by video. And above all, he knows how to rely on reliable business partners who only present him with quality goods.
Icône de fermeture (croix)
Market access
Information symbol.
Your home finder can offer you his own goods, he also has access to all the offers published on the market, and he knows the local agencies and landlords
Icône de fermeture (croix)
Scam risk
Information symbol.
At Remoters, we no longer count the number of French people who have signed a rental contract abroad, without understanding it. Some unscrupulous sellers take advantage of this to insert conditions that are disadvantageous for the tenant. This cannot happen when the contract is reviewed by our home finder.
Icône de fermeture (croix)
Access to local prices
Information symbol.
When you search alone, about 85% of the time goes into searching and 15% into viewings. With a home finder, you only do the viewings
Icône de fermeture (croix)
Application accepted
Information symbol.
In areas where homeowners have plenty of candidates to choose from, they rarely choose foreigners first. Your home finder will use his influence (and his mastery of the language) to put your case before others.
Icône de fermeture (croix)
Information symbol.
Satisfaction
Only 20% of satisfied buyers according to the 2018 Crédit Foncier study. For its part, Remoters gets a score of 4/5 or 5/5 in 95% of cases
Icône de fermeture (croix)

Browsing online listings

Weak
Weak
Elevated
Red cross icon.
Uncertain
20%

Finding with Remoters

Total
Total
Weak
Very likely
95%
Monaco

Monaco's long-term rental market is one of the most competitive and expensive in the world. With a total land area of just 2.02 km², available rental properties are scarce, let quickly, and almost exclusively managed through licensed real estate agencies. Rental prices range from approximately 2,500 EUR/month for a studio to well over 15,000 EUR/month for a three-bedroom apartment, depending on the neighbourhood and residence (source: Petrini Exclusive Real Estate Monaco, 2024 estimates).

The rental framework is governed by a dual legal system — a free market sector accessible to all tenants, and a regulated sector (Law No. 887 and Law No. 1235/1291) reserved for Monegasque nationals and long-term residents. Most expatriates and newcomers can only access the free-market sector. A signed long-term lease is also a prerequisite for obtaining a Monaco Carte de Séjour (residency permit).

Successfully renting in Monaco requires a complete rental dossier, speed in decision-making, and ideally professional support to work with local agencies and navigate the local legal and administrative requirements.

In short: Renting long-term in Monaco is expensive, competitive, and administratively specific. Studios start at around 2,500 EUR/month and larger apartments can exceed 15,000 EUR/month. Almost all rentals go through licensed agencies; good listings go fast. The legal framework distinguishes between free-market leases and regulated sectors — most expatriates can only access the free market. A signed lease is required for Monaco residency. Acting fast, preparing a complete dossier, and working with a local specialist are the three keys to a successful search.

Finding a long-term rental in Monaco is widely regarded as one of the most challenging housing searches in Europe. Several structural factors make the market particularly difficult:

  • Extreme scarcity of supply: Monaco covers just 2.02 km², and the total residential stock is very limited. Available rental units are rare and are often let within days of becoming available (source: Balkin Real Estate Monaco).
  • Landlord selectivity: Owners can be highly selective. A strong financial profile, complete documentation, and a credible personal presentation are essential to be considered for a lease.
  • Agency-led market: Most available properties are handled by local agencies, so contacts matter. They circulate within agency networks or are let through word of mouth, making it nearly impossible to find a suitable home without professional contacts.
  • Competition from high-net-worth tenants: Monaco attracts an international, affluent population. Prospective tenants frequently compete against candidates with very strong financial profiles, which raises the bar for everyone.
  • Limited flexibility on price: Landlords rarely negotiate on rent in a market where demand consistently outstrips supply. Tenants who hesitate or attempt to negotiate aggressively risk losing the property to another applicant.
  • Neighbourhood mismatch: The most sought-after areas — Carré d'Or, Monte-Carlo, Larvotto — have the lowest vacancy rates. Tenants with rigid location requirements face the longest and most difficult searches.

Renting long-term in Monaco involves a specific administrative framework that can be complex for newcomers and expatriates:

  • Dual rental law system: Monaco's rental market is governed by multiple overlapping laws. The free-market sector, Law No. 887, and the protected sector under Law No. 1235 (amended by Law No. 1291) each impose different rules on lease duration, rent setting, and tenant eligibility. Most expatriates can only access the free-market sector (source: Expat Focus Monaco).
  • Housing Department declarations: Certain leases — particularly those under Law No. 887 — must be formally declared to the Direction du Logement with supporting documents including the signed lease, identity documents, and proof of employment or income.
  • Residency permit (Carte de Séjour): A signed long-term lease (minimum 12 months) is a mandatory document for any residency application in Monaco. The lease must be in place before the residency file can be submitted to the Monaco Immigration and Residence Department (source: Global Citizens Solutions, 2024).
  • Tenant eligibility criteria: In the regulated sector, only Monegasque nationals, long-term residents, or workers in the Principality qualify as tenants. Expatriates must therefore focus exclusively on free-market properties.
  • No public listing portals: Unlike most European cities, Monaco has no centralised public rental database. Listings circulate almost exclusively through licensed agency networks, making independent searches very difficult (source: Expat Focus Monaco).

The Monaco long-term rental market is unlike any other in Europe. Its extreme competitiveness, opacity, and legal complexity make professional support not just useful but often essential for anyone relocating to the Principality.

  • Agency network: In Monaco, most available rentals are handled by licensed local agencies. A rental search specialist with established agency relationships can access properties before they are widely circulated.
  • Time savings: For professionals relocating internationally, conducting a thorough rental search in Monaco from abroad is extremely difficult. A specialist handles viewings, shortlisting, and negotiations on your behalf.
  • Dossier preparation: A well-structured rental file is critical in Monaco. A specialist ensures your application is complete, professionally presented, and meets the specific expectations of Monegasque landlords and agencies.
  • Legal guidance: Understanding the difference between free-market leases, Law No. 887 leases, and the protected sector requires local expertise. A specialist ensures you sign a lease that matches your situation and residency objectives.
  • Negotiation support: While rent negotiation is limited in Monaco's landlord-favoured market, a specialist can advise on lease terms, service charge inclusions, and inventory conditions.
  • Residency file coordination: Since a signed lease is a prerequisite for a Monaco Carte de Séjour application, a rental specialist can help align the housing search timeline with the broader residency process.

A rental search specialist in Monaco carries out a thorough due-diligence process on every property and listing before presenting it to a client. Key verification points include:

  • Legal sector classification: Confirming whether the property falls under the free market, the Law No. 887 regulated sector, or the Law No. 1235/1291 protected sector — each with different lease durations, rent rules, and tenant eligibility criteria.
  • Lease terms and duration: Checking minimum lease length (free-market leases are often one to three years; Law 887 leases require a minimum of six years), renewal conditions, and break clauses.
  • Rent and charges breakdown: Verifying the exact split between base rent and service charges (charges de copropriété), and identifying any additional costs such as parking, storage, or amenity fees.
  • Inventory and property condition: Reviewing the état des lieux (inventory of fixtures) to ensure the property's condition is accurately documented before signing.
  • Building and residence quality: Assessing concierge services, security, amenities (pool, gym, parking), and building management standards.
  • Neighbourhood fit: Matching the property's location to the tenant's lifestyle needs — proximity to schools, public transport, the port, or green spaces.
  • Landlord compliance: Ensuring the landlord has fulfilled all declaration obligations with the Monaco Housing Department (Direction du Logement) where applicable.

A structured rental search process in Monaco typically follows these steps:

  1. Initial briefing: The specialist gathers your requirements — budget, desired neighbourhood, apartment size, move-in date, and residency objectives — to define a precise search mandate.
  2. Dossier preparation: Before any viewing, your rental file is assembled: passport or ID, proof of income or bank references, employment contract or company documents, and any other documents required by Monaco landlords and agencies.
  3. Market search: The specialist contacts their network of licensed agencies within the Chambre Immobilière Monégasque to find properties matching your criteria.
  4. Property shortlisting and viewings: A curated selection of properties is presented. Viewings are organised efficiently, often within a single visit to Monaco, to respect your schedule.
  5. Application submission: Once a property is selected, the complete rental dossier is submitted promptly — speed is critical in Monaco's fast-moving market.
  6. Lease review: The specialist reviews the lease terms, including duration, rent, service charges, indexation clauses, and inventory conditions, before you sign.
  7. État des lieux (inventory): A written inventory of fixtures is completed at entry. The specialist ensures it accurately reflects the property's condition to protect your deposit.
  8. Post-signing support: Assistance with utility connections, Housing Department declarations where required, and coordination with your residency application if needed.

Several profiles particularly benefit from professional support when searching for a long-term rental in Monaco:

  • International executives and professionals: Relocating to Monaco for work, often on tight timelines, with limited availability to conduct an in-person search. They need fast, efficient access to the best available properties.
  • Expatriates applying for Monaco residency: A signed long-term lease is a mandatory document for the Carte de Séjour application. Getting the right lease in place quickly and correctly is essential to avoid delays in the residency process.
  • Families relocating from abroad: Families need to balance proximity to international schools, green spaces, and family-friendly neighbourhoods such as Fontvieille, Moneghetti, or La Condamine — a search that requires local knowledge.
  • International professionals: Individuals choosing Monaco as a long-term base who are unfamiliar with the local rental market and legal framework.
  • High-net-worth individuals seeking discretion: Tenants who prefer their search to remain confidential and who are looking for premium properties.
  • Tenants relocating from neighbouring France or Italy: Those moving from Beausoleil, Nice, Menton, or Roquebrune-Cap-Martin into Monaco proper, who need to navigate the significant differences between French and Monegasque rental law.

Monaco is divided into distinct neighbourhoods, each with its own character, rental price level, and lifestyle profile. Here is a comparative overview for long-term renters:

  • Monte-Carlo / Carré d'Or: The most prestigious and expensive area. Home to the Casino, luxury hotels, and high-end boutiques. Rental rates are the highest in the Principality — studios can exceed 5,000 EUR/month and larger apartments command significantly more. Suited to tenants seeking maximum prestige and urban convenience.
  • Larvotto: A beachfront district popular with families and those seeking sea views. Rental demand is very high and supply is limited. A two-bedroom apartment typically rents for around 6,000–16,000 EUR/month depending on the residence and view (source: dom-lazurnyi-bereg.com).
  • La Condamine: The commercial and authentic heart of Monaco, centred around Port Hercule and the Place d'Armes market. Popular with young professionals and families. A two-bedroom typically rents for around 2,500 EUR/month, though availability is extremely limited (source: Jarniascyril.com).
  • Fontvieille: A modern, family-oriented district built on reclaimed land in the 1980s, with a marina, gardens, and sports facilities. Offers more spacious apartments at relatively more accessible rental levels compared to Monte-Carlo.
  • Moneghetti / Jardin Exotique: The most affordable neighbourhood in Monaco in terms of rent per square metre. Quieter, more residential, with views over the Rocher and the sea. A good option for tenants seeking more space for their budget (source: Monaco Properties / Balkin Real Estate Monaco).
  • La Rousse / Saint-Roman: A residential area in the northeast, known for panoramic views and modern high-rise residences such as Tour Odéon. Rental rates are high but generally below Carré d'Or levels.
  • Monaco-Ville (Le Rocher): The historic old town. Very few rental properties are available; this area is largely institutional and tourist-facing.

Monaco's long-term rental market is among the most expensive in the world. According to Petrini Exclusive Real Estate Monaco (2024 estimates), a studio of 30–40 m² typically rents for between 2,500 EUR/month and 4,000 EUR/month, with peaks above 5,000 EUR/month in the Carré d'Or. A one-bedroom apartment averages around 6,000 EUR/month, while a three- or four-room apartment can easily exceed 15,000 EUR/month.

  • Service charges: Many luxury residences include heating, water, concierge, and building maintenance in the rent, which can add 10–20% to the base monthly cost (source: Balkin Real Estate Monaco).
  • Security deposit: In the free-market sector there is no statutory cap; deposits typically range from one to three months' rent, and can be higher for non-resident tenants (source: Global Property Guide / Expat Focus, 2025).
  • Agency fees: Most long-term rentals in Monaco are handled exclusively through licensed agencies, members of the Chambre Immobilière Monégasque, which apply common commission scales.
  • Rent indexation: Free-market leases frequently include upward-only indexation clauses; downward revisions are rare.
  • Budget buffer: Plan for first month's rent, deposit, and agency fees simultaneously — the total upfront commitment can represent three to five months' rent.

When searching for a long-term rental in Monaco, several common mistakes can cost time, money, or the opportunity itself:

  • Arriving without a complete dossier: Landlords and agencies expect a fully prepared rental file from the outset. Missing documents — proof of income, bank references, identity papers, employment contract — will disqualify an application immediately.
  • Contacting multiple agencies simultaneously: Because Monaco's agencies share listings in real time through the Chambre Immobilière Monégasque, approaching several agencies at once is counterproductive. The market is small, professionals know each other, and a duplicated application can damage your credibility (source: Jarniascyril.com).
  • Underestimating the total upfront cost: Many tenants budget only for the first month's rent and forget to account for the security deposit (one to three months' rent or more), agency fees, and service charge advances — all due simultaneously.
  • Insisting on a single neighbourhood: Refusing to consider areas such as La Rousse, Moneghetti, Jardin Exotique, or Fontvieille in favour of only the Carré d'Or dramatically reduces available options and extends the search timeline.
  • Ignoring the legal sector of the property: Signing a lease without understanding whether it falls under the free market, Law 887, or the protected sector can lead to unexpected obligations regarding lease duration, renewal rights, or eligibility conditions.
  • Delaying a decision: Desirable properties in Monaco are let within days. Waiting to visit a second time or delaying a decision to compare more options often means losing the property to a faster applicant.

Practical tips for a successful long-term rental search in Monaco:

  • Prepare your dossier before you start viewing: Have your passport, last three payslips or proof of income, bank references, employment contract, and any company documents ready in advance. Landlords expect a complete file immediately.
  • Work with one trusted agency: Monaco agencies share listings in real time. Choosing one reliable agency gives you access to the full market without the risk of duplicating your application and damaging your reputation (source: Jarniascyril.com).
  • Be ready to decide quickly: Desirable properties are let within days. If a property matches your criteria, be prepared to submit your dossier and confirm your interest without delay.
  • Stay flexible on neighbourhood: Being open to Moneghetti, Jardin Exotique, La Rousse, or Fontvieille — rather than insisting exclusively on Monte-Carlo or Larvotto — significantly increases your chances of finding a suitable home within a reasonable timeframe.
  • Budget for all upfront costs: Calculate your total initial outlay including first month's rent, security deposit (typically one to three months' rent), agency fees, and any service charge advance.
  • Understand the lease type: Before signing, confirm whether the lease is a free-market contract, a Law No. 887 lease, or falls under the protected sector — each has different implications for duration, renewal, and your rights as a tenant.
  • Align your rental timeline with your residency application: If you are applying for a Monaco Carte de Séjour, your lease must be signed and in place before submitting your residency file. Plan accordingly to avoid delays.
  • Consider neighbouring areas as a temporary solution: If the search takes longer than expected, towns such as Beausoleil, Roquebrune-Cap-Martin, or Menton offer proximity to Monaco with significantly lower monthly rents while you continue your search.

Remoters connects you with vetted rental search specialists who have on-the-ground expertise in Monaco's long-term rental market. Whether you are relocating for work, applying for residency, or simply looking for the right apartment in the right neighbourhood, Remoters can match you with a professional who knows the local agency network, understands Monegasque rental law, and can manage your search from briefing to key handover.

With Remoters, you benefit from:

  • Access to a specialist with direct relationships within the Chambre Immobilière Monégasque network
  • Support in preparing a complete and compelling rental dossier
  • Guidance on lease types, legal obligations, and Housing Department requirements
  • Coordination between your rental timeline and your Monaco residency application
  • A single, trusted point of contact throughout your search

A Home Finder based in Monaco works on a market where supply is scarce and goes within a few days, often through estate agencies or word of mouth. They tap into it on your behalf and shortlist the free-sector properties that match your budget and your area.

They arrange the viewings, back a complete application in front of very selective landlords and review the lease before you sign.

It starts with a free, no-commitment conversation with a Home Finder in Monaco who speaks English. You give your budget, your area and your move-in date; they send a quote setting out what is included and what happens if the search does not succeed.

They search, view homes with photos or video and follow your application through to signing. You pay online; the funds are held and released to the Home Finder when the search ends.

They start by classifying the property: free market or regulated sector, which do not impose the same lease lengths, the same rent rules or the same criteria for tenants. They then check the minimum length of the lease and the renewal terms.

They also look at whether building charges are included in the rent, and at the deposit, which no legal ceiling caps in the free sector.

A signed long-term lease of at least 12 months is a compulsory prerequisite for the Monegasque residence permit (Carte de Séjour) application, filed with the Immigration and Residence Service. The lease must therefore be in place before the residence file.

Prepare a complete application: ID and proof of employment or income. Some leases must also be declared to the Housing Department with the signed lease. Most expats only have access to the free sector.

What are you looking for in Monaco?

One of our home finders will look for the ideal property for you
Floor plan of a home with its rooms and furniture.

Long-term rental

standard lease, for 12 months or more
Blue backpack and folding chair: short-term flatshare.

Short rental

for periods of 1 to 12 months
Illustration: trois colocataires

Colocation

a room in an existing shared flat
Floor plan of a home with its rooms and furniture.

Long-term rental

Standard lease, for 12 months or more
Blue backpack and folding chair: short-term rental.

Short-term rental

For periods of 1 to 12 months
Illustration of three flatmates.

Colocation

a room in an existing shared flat

How does it work?

1

First contact:Your home finder offers a free call to understand your needs.

2
Quote: If you’re ready to move forward, you’ll receive a personalized quote via Remoters.
3
Mission start: Once approved and paid, the housing search begins.
4
Support: Your home finder assists you through to the lease signing and your arrival.
5
Feedback: Share your review — your satisfaction is our priority !
A couple lying on a bed, embracing.

We are present around the world!

Remoters continues to grow!
We are recruiting new home finders everywhere, do not hesitate to apply
World map with red markers in the Americas, Europe, Africa and Asia.I am applying

Frequently asked questions

A hand pointing at a laptop screen while the other types.
What does a Home Finder do to track down a rental in Monaco?

A Home Finder based in Monaco works on a market where supply is scarce and goes within a few days, often through estate agencies or word of mouth. They tap into it on your behalf and shortlist the free-sector properties that match your budget and your area.

They arrange the viewings, back a complete application in front of very selective landlords and review the lease before you sign.

A hand pointing at a laptop screen while the other types.
How does a home search in Monaco work from abroad?

It starts with a free, no-commitment conversation with a Home Finder in Monaco who speaks English. You give your budget, your area and your move-in date; they send a quote setting out what is included and what happens if the search does not succeed.

They search, view homes with photos or video and follow your application through to signing. You pay online; the funds are held and released to the Home Finder when the search ends.

A hand pointing at a laptop screen while the other types.
Which traps does a Home Finder check for before you rent in Monaco?

They start by classifying the property: free market or regulated sector, which do not impose the same lease lengths, the same rent rules or the same criteria for tenants. They then check the minimum length of the lease and the renewal terms.

They also look at whether building charges are included in the rent, and at the deposit, which no legal ceiling caps in the free sector.

A hand pointing at a laptop screen while the other types.
Which paperwork should you prepare to rent in Monaco when arriving from abroad?

A signed long-term lease of at least 12 months is a compulsory prerequisite for the Monegasque residence permit (Carte de Séjour) application, filed with the Immigration and Residence Service. The lease must therefore be in place before the residence file.

Prepare a complete application: ID and proof of employment or income. Some leases must also be declared to the Housing Department with the signed lease. Most expats only have access to the free sector.

White Remoters logo on a navy background.

Find housing abroad thanks to our network of Home Finders, all over the world.

Remoters
Become a Remoters Home Finder
Cgu
Privacy policy
Your reviews
Know everything
Real estate market
Who are we?
Press
Contact
Blog
Cookies
Cookies
About
Contact us
+33 1 84 60 74 42hello@remoters.ioMake an appointment with Remoters Buying real estateReal estate sale