Student housing in Helsinki: our local home finder will help you find your place

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In areas where homeowners have plenty of candidates to choose from, they rarely choose foreigners first. Your home finder will use his influence (and his mastery of the language) to put your case before others.
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Satisfaction
Only 20% of satisfied buyers according to the 2018 Crédit Foncier study. For its part, Remoters gets a score of 4/5 or 5/5 in 95% of cases
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Home finder satu (Helsinki)

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Helsinki 450 EUR 1,000 EUR

The total monthly occupancy cost for a long-term rental in Helsinki typically includes several components:

  • Rent (vuokra): The base rent is the main cost. In student housing managed by Hoas (Foundation for Student Housing in the Helsinki Region), shared-apartment rooms range from approximately 454 EUR – 584 EUR/month and studios from approximately 560 EUR – 574 EUR/month, utilities included (source: Hoas.fi, 2024–2025). On the private market, a studio or one-bedroom apartment in Helsinki typically rents for 700 EUR – 1,200 EUR/month depending on location and size (source: HousingAnywhere, Numbeo, 2024).
  • Utilities (vesimaksu, sähkö): In Hoas shared apartments, water and electricity are included in the rent. In private rentals, utilities (electricity, water, heating) are often charged separately or included as a fixed monthly charge (yhtiövastike), typically adding 50 EUR – 150 EUR/month.
  • Internet: Often included in student housing. In private rentals, broadband costs approximately 20 EUR – 40 EUR/month.
  • Security deposit (vuokravakuus): Under the Finnish Act on Residential Leases, the security deposit cannot exceed three months' rent. In practice, landlords typically request one to two months' rent as a deposit (source: Vuokralaiset ry – Finnish Tenants' Association; expat-finland.com). The deposit is held and returned at the end of the tenancy if rent has been paid and no damage has occurred. For Hoas/Unihome first-year international students, a deposit of 500 EUR is required upon accepting the housing offer (source: University of Helsinki, studies.helsinki.fi).
  • Agency/broker fees (välityspalkkio): If you find a rental through a private real estate agent, a brokerage fee may apply. Under Finnish law, the fee is typically paid by the party who commissioned the agent — often the landlord. If you search independently via platforms such as Vuokraovi.com or Oikotie.fi, no agency fee is charged to the tenant.
  • Home insurance (kotivakuutus): Not legally mandatory but strongly recommended. Tenant's home insurance typically costs 10 EUR – 25 EUR/month and covers personal belongings and liability.
  • Local taxes: Finland does not levy a specific local rental tax on tenants. There is no equivalent of a French taxe d'habitation for renters.

Helsinki in brief for international students: Subsidised student housing through Hoas starts at approximately 454 EUR/month (utilities included) but requires early application due to long waiting lists. Private rentals range from 700 EUR to 1,200 EUR/month for a studio or small apartment. The security deposit is capped at three months' rent under Finnish law. Fixed-term leases cannot be broken early. The best student neighbourhoods are Kallio, Pasila, and Otaniemi. Use Vuokraovi.com or Oikotie.fi for private listings.

Finding long-term rental accommodation in Helsinki as an international student requires understanding both the subsidised student housing system and the private rental market. Hoas, the Foundation for Student Housing in the Helsinki Region, is the primary provider of affordable student housing across Helsinki, Espoo, and Vantaa, offering shared apartments and studios with all-inclusive rents. For students who cannot secure Hoas housing immediately — waiting times can range from weeks to over a year — the private rental market is accessible through Finnish platforms such as Vuokraovi.com and Oikotie.fi, as well as international platforms like HousingAnywhere. Whether renting through student housing or privately, understanding Finnish lease law, deposit rules, and what is included in the rent are essential steps before signing any long-term rental agreement in Helsinki.

Helsinki is a compact, safe, and highly connected Nordic capital that welcomes thousands of international students each year to institutions including the University of Helsinki, Aalto University in nearby Otaniemi, and Hanken School of Economics. Long-term rental options range from subsidised student housing through Hoas (Foundation for Student Housing in the Helsinki Region), with rooms from approximately 454 EUR/month including utilities, to private-market studios and apartments typically priced between 700 EUR and 1,200 EUR/month. Under Finnish law (Act on Residential Leases), the security deposit cannot exceed three months' rent, and fixed-term lease contracts are legally binding and cannot be terminated early. The most student-friendly neighbourhoods for long-term rentals include Kallio, Pasila, and Otaniemi, all well served by the HSL integrated public transport network. Applying for Hoas housing as early as possible after receiving an acceptance letter is strongly recommended, as waiting times can exceed several months.

Finding long-term rental accommodation in Helsinki as an international student requires understanding both the subsidised student housing system and the private rental market. Hoas, the Foundation for Student Housing in the Helsinki Region, is the primary provider of affordable student housing across Helsinki, Espoo, and Vantaa, offering shared apartments and studios with all-inclusive rents. For students who cannot secure Hoas housing immediately — waiting times can range from weeks to over a year — the private rental market is accessible through Finnish platforms such as Vuokraovi.com and Oikotie.fi, as well as international platforms like HousingAnywhere. Whether renting through student housing or privately, understanding Finnish lease law, deposit rules, and what is included in the rent are essential steps before signing any long-term rental agreement in Helsinki.

A student rental budget in Helsinki typically covers base rent, utilities (often included in student housing), internet, home insurance, and an upfront security deposit of one to three months' rent.

Helsinki is one of the more expensive cities in Northern Europe for long-term rentals, but international students have access to subsidised housing options that make the city more affordable. Hoas, the Foundation for Student Housing in the Helsinki Region, offers rooms in shared apartments from approximately 454 EUR/month and studios from approximately 560 EUR/month, with utilities included (source: Hoas.fi, 2024–2025). On the private market, expect to pay between 700 EUR and 1,200 EUR/month for a studio or small apartment, with utilities often billed separately. The University of Helsinki notes that 9,600 EUR per year is the minimum funds required for a residence permit (as of November 2024), though this is considered a tight budget for living in Helsinki. Planning a monthly budget of at least 800 EUR – 1,000 EUR for rent and basic living costs is strongly advisable for students renting privately.

One of the most common mistakes made by international students searching for long-term rentals in Helsinki is underestimating the waiting time for subsidised student housing. Hoas, the main student housing provider in the Helsinki metropolitan area, can have waiting times ranging from a few weeks to over a year. Students who apply too late or who refuse an offer without good reason are moved to the bottom of the queue, which can leave them scrambling for expensive private-market accommodation at the last minute.

Other frequent errors include:

  • Not reading the lease carefully: Fixed-term contracts (määräaikainen vuokrasopimus) in Finland are legally binding and cannot be terminated early under any circumstances. Accepting a fixed-term offer means committing to pay rent until the contract end date.
  • Confusing all-inclusive and exclusive rents: In private rentals, the advertised rent often excludes electricity and sometimes water. Always confirm what is included before signing.
  • Forgetting the deposit: The security deposit (up to three months' rent under Finnish law) must be paid before receiving the keys. Not budgeting for this upfront cost is a common oversight.
  • Relying solely on international platforms: The main Finnish rental portals — Vuokraovi.com and Oikotie.fi — carry the largest selection of long-term private rentals in Helsinki and are often overlooked by international students unfamiliar with the local market.
  • Apply to Hoas as soon as you receive your acceptance letter. Hoas requires proof of a secured study place before processing applications, and waiting times can be long. The earlier you apply, the better your chances of securing affordable, all-inclusive student housing.
  • Check what is included in the rent. Hoas rents include water, electricity, and internet. Private rentals often do not — always confirm before signing to avoid unexpected monthly costs.
  • Budget for the security deposit upfront. Finnish law allows landlords to request up to three months' rent as a deposit (vuokravakuus). Have this amount ready before you start viewing apartments, as it must be paid before receiving the keys.
  • Read fixed-term contracts carefully. A fixed-term lease (määräaikainen vuokrasopimus) in Finland cannot be terminated early under any circumstances. Only sign a fixed-term contract if you are certain of your stay duration.
  • Use Finnish rental platforms. Vuokraovi.com and Oikotie.fi are the two main portals for private long-term rentals in Helsinki and carry listings not always found on international platforms.
  • Take out home insurance (kotivakuutus). While not legally required, tenant's home insurance is strongly recommended and costs as little as 10 EUR – 25 EUR/month. It covers your belongings and personal liability during your tenancy.
  • Document the apartment's condition at move-in. Take dated photographs of any pre-existing damage and share them with your landlord in writing. This protects your deposit when you move out.

Fantastic, nothing to add. Mathilde managed to find us an apartment that met all our criteria. Thank you so much for your help and professionalism.

Nicolas-satu

Fantastic, nothing to add. Mathilde managed to find us an apartment that met all our criteria. Thank you so much for your help and professionalism.

Hannah-Mathilde

Gaëlle provided excellent service. We finally found accommodation that suited us. At first, I was a little pessimistic, but in the end, everything went well.

Sk-Gaëlle

Justine was an invaluable help. She quickly found us a rental that perfectly matched our requirements. Her availability, kindness, and responsiveness are undeniable. I highly recommend her services!

Bérengère-Justine

Hoas, the student housing foundation, offers subsidised rooms; alongside it, the private market exists in Kallio, Pasila or Otaniemi, all well served by the HSL network. If Hoas waiting times do not suit you, a local Home Finder looks for private studios, views with photos or video and secures the home on your behalf.

Private landlords mainly ask for a deposit of one to two months' rent and look at credit history, which newcomers do not yet have. Prepare proof of funds, your admission letter and identity papers. The Home Finder helps you present a clear application and review the lease, which binds you until its end if it is fixed-term.

As soon as you receive your admission letter: Hoas waiting times can run from a few weeks to more than a year, and refusing an offer without good reason sends you to the bottom of the list. Start the private search in parallel so you are not forced to find a much costlier home in a hurry.

At Hoas, a room in a shared flat costs roughly 454 to 584 EUR a month, bills included. On the private market, a studio or one-bedroom flat generally lets for 700 to 1,200 EUR. Add 50 to 150 EUR of utilities and about 20 to 40 EUR for internet in a private let, plus a deposit of no more than three months' rent.

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How does it work?

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First contact:Your home finder offers a free call to understand your needs.

2
Quote: If you’re ready to move forward, you’ll receive a personalized quote via Remoters.
3
Mission start: Once approved and paid, the housing search begins.
4
Support: Your home finder assists you through to the lease signing and your arrival.
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Feedback: Share your review — your satisfaction is our priority !
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